Resources Directory For Mortgage Information


WHAT IS A FIXED RATE MORTGAGE?
 
A fixed rate mortgage is a mortgage that is insured by the Federal Housing Administration. A fixed mortgage also has the same payment for the entire term of the loan. A fixed rate mortgage also has the same interest rate and monthly payment throughout the term of the mortgage. The payments are always calculated to payoff the mortgage balance at the end of the terms. The most common terms are in between 15-30 years of time. This mortgage also is the rate of interest which remains the same for the life of the mortgage. Also a mortgage on which a home loan with an interest rate that always remains the same for the entire term of the loans. A mortgage having a rate of interests that remain the same for the life of the mortgage.




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